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Emergency Roof Damage Guide

Storm, hail or leak damage? Here's exactly what to do next.

Independent, U.S.-focused guidance for homeowners: emergency steps, repair costs, insurance claims, and how to avoid scams – no contractor required to use this site.

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The first 24 hours after roof damage

Insurance timelines and safety matter more than the speed of repair. Follow this order to protect your family, your home, and your claim.

  1. 1Stay off the roof — call a professional for anything above ground level.
  2. 2Photograph and video every angle of the damage before it is touched.
  3. 3Stop active water intrusion with buckets, towels, and safe tarping.
  4. 4Call your homeowners insurance and open a claim the same day.
  5. 5Get at least two written, itemized contractor estimates.
  6. 6Avoid door-to-door storm chasers and never pay in full upfront.

Typical U.S. roof repair costs (2026)

National averages — your market, roof material, and damage severity will change these numbers.

JobTypical range
Emergency tarp$300 – $800
Roof leak repair$300 – $1,500
Shingle repair (small area)$500 – $2,000
Full roof replacement$8,000 – $25,000+

Want the full breakdown with material-by-material pricing? See our roof repair cost guide.

Not sure where to start?

Answer one question — what does the damage look like? — and we'll point you to the exact guide for your situation.

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